Management

Joined Daiwa Securities Co., Ltd.

Joined OGI Capital Partners, Ltd.

Joined AIFUL CORPORATION

Executive Officer, responsible for the Subsidiary Management Department of AIFUL CORPORATION

Director and Executive Officer, responsible for the Subsidiary Management Department of AIFUL CORPORATION

Director and Executive Officer of AIFUL CORPORATION

President and Representative Director of BUSINEXT CORPORATION (currently AG BUSINESS SUPPORT CORPORATION)

Director and Managing Executive Officer of AIFUL CORPORATION

Director and Managing Executive Officer, responsible for the Guarantee Business Department 1 and the Guarantee Business Department 2 of AIFUL CORPORATION

President and Representative Director of AsTry Loan Services Corporation (currently AG Loan Services Corporation)

Director and Senior Managing Executive Officer, in charge of the Guarantee Business Department 1 and the Guarantee Business Department 2 of AIFUL CORPORATION

Director and Senior Managing Executive Officer, in charge of the Guarantee Business Department of AIFUL CORPORATION

Director and Senior Managing Executive Officer, Senior General Manager of the Loan Business Division, in charge of the Guarantee Business Department, the Marketing the IT Planning Department of AIFUL CORPORATION

Director and Senior Managing Executive Officer, Senior General Manager of the Loan Business Division, in charge of the Guarantee Business Department, the Guarantee Business Promotion Department and the Marketing Department of AIFUL CORPORATION

Director and Senior Managing Executive Officer, Senior General Manager of the Loan Business Division, Senior General Manager of the Credit Management Division, Senior General Manager of the Guarantee Business Division, in charge of the Credit Governance Department of AIFUL CORPORATION

Representative Director and Senior Managing Executive Officer, Senior General Manager of the Loan Business Division, Senior General Manager of the Credit Management Division, Senior General Manager of the Guarantee Business Division, in charge of the Credit Governance Department of AIFUL CORPORATION

President and Representative Director, Chief Executive Officer, Chairperson of the Risk Management Committee, in charge of the Administrative Information Office and the Internal Auditing Department of AIFUL CORPORATION

Chairman and Representative Director of LIFECARD Co., Ltd.

President and Representative Director, Chief Executive Officer, Chairperson of the Risk Management Committee, in charge of the Internal Auditing Department of AIFUL CORPORATION (Current)

President and Representative Director Chief Executive Officer, Chairperson of Group Risk Management Committee of Muninova Holdings Inc. (Current)

Representative Director of LIFECARD Co., Ltd.(Current)

Founded Matsubara Sangyo

President and Representative Director of Oasa, Inc.

President and Representative Director of AIFUL CORPORATION, due to merger

President and Representative Director, Chairperson of the Risk Management Committee of AIFUL CORPORATION

President and Representative Director, Chief Executive Officer, Chairperson of the Risk Management Committee of AIFUL CORPORATION

Chairman and Representative Director of LIFECARD Co., Ltd.

President and Representative Director, Chief Executive Officer, Chairperson of the Risk Management Committee, responsible for the Internal Auditing Department of AIFUL CORPORATION

President and Representative Director, Chief Executive Officer, Chairperson of the Risk Management Committee, in charge of the Internal Auditing Department of AIFUL CORPORATION

President and Representative Director, Chief Executive Officer, Chairperson of the Risk Management Committee, in charge of the Administrative Information Office and the Internal Auditing Department of AIFUL CORPORATION

President and Representative Director, Chief Executive Officer, Chairperson of the Risk Management Committee, in charge of the Administrative Information Office, the Internal Auditing Department and the Group Internal Auditing Department of AIFUL CORPORATION

President and Representative Director, Chief Executive Officer, Chairperson of the Risk Management Committee, in charge of the Administrative Information Office and the Internal Auditing Department of AIFUL CORPORATION

Chairman and Representative Director of AIFUL CORPORATION (Current)

Chairman and Representative Director of Muninova Holdings Inc. (Current)

Joined AIFUL CORPORATION

General Manager of the Finance Department of AIFUL CORPORATION

General Manager of the Kinki Loan Business Department of AIFUL CORPORATION

General Manager of the Loan Business Planning and Promotion Department of AIFUL CORPORATION

General Manager of the Subsidiary Management Department of AIFUL CORPORATION

Executive Officer of AIFUL CORPORATION

Director and Executive Officer of AIFUL CORPORATION

Representative Director and President of Sumishin Life Card Company, Limited

Representative Director and President of LIFE GUARANTEE CO., LTD. (currently AG Payment Service, CO., LTD.)

Chairman and Representative Director of AG MIRAIBARAI CO., LTD. (currently AG Payment Service, CO., LTD.)

Director and Executive Officer, in charge of the Corporate Sales Promotion Department, the Eastern Japan Loan Business Department and the Western Japan Loan Business Department of AIFUL CORPORATION

Director and Senior Managing Executive Officer, Senior General Manager of the Guarantee Business Division, in charge of the Corporate Sales Promotion Department, the Eastern Japan Loan Business Department and the Western Japan Loan Business Department of AIFUL CORPORATION

Representative Director and Chief Executive Officer of LIFECARD Co., Ltd.

Director and Senior Managing Executive Officer, Senior General Manager of the Guarantee Business Division, Senior General Manager of the Corporate Sales Division of AIFUL CORPORATION

Chairman and Representative Director of BitCash Inc. (Current)

Vice President and Representative Director, Executive Officer, Senior General Manager of the Guarantee Business Division, Senior General Manager of the Corporate Sales Division of AIFUL CORPORATION

Representative Director and President of AG Payment Service, CO., LTD.

Representative Director Vice President Executive Officer of Muninova Holdings Inc. (Current)

Vice President and Representative Director, Executive Officer, Senior General Manager of the Guarantee Business Division, Supervising Manager of the Corporate Sales Division and Group Companies Management Department of AIFUL CORPORATION (Current)

Chairman and Representative Director of LIFECARD Co., Ltd.(Current)

Chairman and Representative Director of AG Payment Service CO.,LTD(Current)

Chairman and Representative Director of AG BUSINESS SUPPORT CORPORATION(Current)

Chairman and Representative Director of AG MEDICAL CORPORATION(Current)

Chairman and Representative Director of Anshin Guarantor Service Co.,Ltd.(Current)

Joined the Company of AIFUL CORPORATION

General Manager of the Management Planning Department of AIFUL CORPORATION

Assistant Senior General Manager of the Loan Business Division, General Manager of the Promotion Department of AIFUL CORPORATION

Director, Assistant Senior General Manager of the Loan Business Division, General Manager of the Promotion Department of AIFUL CORPORATION

Representative Director and Senior Managing Director of Sumishin Life Card Company, Limited

Director, responsible for the Marketing Department of AIFUL CORPORATION

Director and Managing Executive Officer, responsible for the Business Development Department of AIFUL CORPORATION

Director and Managing Executive Officer, Senior General Manager of the Management Planning Division, responsible for the Personnel Department of AIFUL CORPORATION

Director of Chintai Anshin Guarantor Service Co., Ltd. (currently Anshin Guarantor Service Co., Ltd.)

Director and Senior Managing Executive Officer, Senior General Manager of the Management Planning Division, responsible for the Personnel Department of AIFUL CORPORATION

President and Representative Director of BUSINEXT CORPORATION (currently AG BUSINESS SUPPORT CORPORATION)

Representative Director and Senior Managing Executive Officer, Senior General Manager of the Management Planning Division, responsible for the Personnel Department of AIFUL CORPORATION

Authorized Director of AIRA & AIFUL Public Company Limited

Representative Director and Senior Managing Executive Officer, Senior General Manager of the Management Planning Division, counsel of the Personnel Department of AIFUL CORPORATION

Representative Director and Senior Managing Executive Officer, Senior General Manager of the Management Planning Division, in charge of the Personnel Department of AIFUL CORPORATION

Representative Director and Senior Managing Executive Officer, Senior General Manager of the Management Planning Division of AIFUL CORPORATION

Representative Director and Senior Managing Executive Officer, Senior General Manager of the Loan Business Division, Senior General Manager of the Credit Management Division, in charge of the Credit Governance Department, the Overseas Business Department, the Bangkok Representative Office, the Shanghai Representative Office and the Jakarta Representative Office of AIFUL CORPORATION

Representative Director and Senior Managing Executive Officer, Senior General Manager of the Loan Business Division, Senior General Manager of the Credit Management Division, in charge of the Data Analytics Department, the Overseas Business Department, the Bangkok Representative Office, the Shanghai Representative Office and the Jakarta Representative Office of AIFUL CORPORATION

Representative Director and Senior Managing Executive Officer, Senior General Manager of the Loan Business Division, Senior General Manager of the Credit Management Division, in charge of the Data Analytics Department of AIFUL CORPORATION

Vice Chairman and Director, Executive Officer, Senior General Manager of the Loan Business Division, Senior General Manager of the Credit Management Division, in charge of the Group Data Analytics Department 1 of AIFUL CORPORATION

Director Vice Chairman Executive Officer, in charge of Marketing Department of Muninova Holdings Inc. (Current)

Vice Chairman and Director, Executive Officer, Senior General Manager of the CX Division, In charge of in charge of the Group Data Analytics Department 1 of AIFUL CORPORATION(Current)

Director, Executive Officer of LIFECARD Co., Ltd.(Current)

Joined The Sumitomo Trust & Banking Co., Ltd.

Manager, the Main Branch of The Sumitomo Trust & Banking Co., Ltd.

Director and General Manager, the Planning Division of Matsushita Lease Credit Co., Ltd. (secondment)

Director and General Manager, the Planning Division of Sumishin Matsushita Financial Services Co., Ltd. (secondment)

General Manager of Tokyo Corporate Business Department III of The Sumitomo Trust & Banking Co., Ltd.

Executive Officer, General Manager of Global Credit Supervision Department I of The Sumitomo Trust & Banking Co., Ltd.

Executive Officer, General Manager of Global Credit Supervision Department I of Sumitomo Mitsui Trust Bank Limited

Managing Executive Officer of Sumitomo Mitsui Trust Bank Limited

Deputy President of Sumitomo Mitsui Trust Panasonic Finance Co., Ltd.

President of Sumitomo Mitsui Trust Panasonic Finance Co., Ltd.

Advisor of the Loan Business Division, the Credit Management Division, the Guarantee Business Division, the Credit Governance Department, the Corporate Risk Management Department of AIFUL CORPORATION

Director and Senior Managing Executive Officer, Chairperson of the Compliance Committee, Senior General Manager of the Loan Business Division, Senior General Manager of the Credit Management Division, Senior General Manager of the Guarantee Business Division, in charge of the Credit Governance Department and the Corporate Risk Management Department of AIFUL CORPORATION

Director and Senior Managing Executive Officer, Chairperson of the Compliance Committee, Senior General Manager of the Management Planning Division, in charge of the Operation Management Department, the Personnel Department, the Legal Department and the Corporate Risk Management Department of AIFUL CORPORATION

Director and Senior Managing Executive Officer, Chairperson of the Compliance Committee, Senior General Manager of the Management Planning Division, in charge of the Personnel Department, the Legal Department, the Corporate Risk Management Department and the Credit Assessment Department of AIFUL CORPORATION

Director and Senior Managing Executive Officer, Chairperson of the Compliance Committee, Senior General Manager of the Management Planning Division, in charge of the Personnel Department, the Group Communications Department, the Legal Department, the Corporate Risk Management Department and the Credit Assessment Department of AIFUL CORPORATION

Vice President and Director, Executive Officer, Chairperson of the Compliance Committee, Senior General Manager of the Management Planning Division, in charge of the Personnel Department, the Group Communications Department, the Legal Department, the Corporate Risk Management Department and the Credit Assessment Department of AIFUL CORPORATION (Current)

Director Vice President Executive Officer Chairperson of Compliance Committee, In charge of Management Planning Department, Corporate Group Management Department, Operation Management Department Group Communications Department, Legal Department and Group Corporate Risk Management Department of Muninova Holdings Inc. (Current)

Joined Lehman Brothers Japan Inc.

Joined Merrill Lynch Japan Securities Co., Ltd. (currently BofA Securities Japan Co., Ltd.)

Joined Simplex Advisors Inc., Managing Director (Current)

Director of AIFUL CORPORATION (Current)

Director of Muninova Holdings Inc. (Current)

Joined Ministry of Finance

District Director of the Yukuhashi Tax Office of Fukuoka Regional Taxation Bureau

Secretary at Embassy of Japan in Indonesia

Consul at Consulate General of Japan in New York

Deputy Director-General of Financial Markets Division of the Planning and Coordination Bureau of Financial Services Agency

Director of Planning, Management and CPA Examination Division, Certified Public Accountants and Auditing Oversight Board Executive Bureau of Financial Services Agency

Counsellor of Cabinet Secretariat

Director for Financial Stability of Kanto Local Finance Bureau

Senior Executive Director of Japan Finance Organization for Municipalities

Regional Commissioner of Hiroshima Regional Taxation Bureau

Vice President of Urban Renaissance Agency

Director-General of Hokkaido Local Finance Bureau

Advisor of Aioi Nissay Dowa Insurance Co., Ltd.

Director (Audit and Supervisory Committee Member) of AIFUL CORPORATION

Corporate Auditor of LIFECARD Co., Ltd. (Current)

Director (Audit and Supervisory Committee Member) of FPC Co., Ltd.

Director (Audit and Supervisory Committee Member) of Muninova Holdings Inc. (Current)

Corporate Auditor of AIFUL CORPORATION (Current)

Joined AIFUL CORPORATION

General Manager of Hokkaido and Tohoku Sales Department of AIFUL CORPORATION

General Manager of Legal Department of AIFUL CORPORATION

General Manager of Eastern Japan Business Department of AIFUL CORPORATION

General Manager of Internal Auditing Department of AIFUL CORPORATION

General Manager of General Affairs Department of AIFUL CORPORATION

General Manager attached to Management Planning Department of AIFUL CORPORATION

General Manager of the Office of Audit and Supervisory Committee of AIFUL CORPORATION

General Manager of the Office of Audit and Supervisory Committee of Muninova Holdings Inc.

Corporate Auditor of LIFECARD CO., LTD. (Current)

Corporate Auditor of AIFUL CORPORATION (Current)

Director (Audit and Supervisory Committee Member) of Muninova Holdings Inc. (Current)

Joined Uematsu Shigekazu Law Office (currently UEMATSU/SUZUKI Law Office)

Lecturer, Graduate School of Law, Ritsumeikan University

Director and Attorney-at-law of UEMATSU/SUZUKI Law Office (Current)

Outside Corporate Auditor of KYOTO TOOL CO., LTD.

Director (Audit and Supervisory Committee Member) of AIFUL CORPORATION

Outside Director (Audit and Supervisory Committee Member) of KYOTO TOOL CO., LTD.

President of Kyoto Bar Association

Director (Audit and Supervisory Committee Member) of Muninova Holdings Inc. (Current)

Corporate Auditor of AIFUL CORPORATION (Current)

Joined Nomura Research Institute, Ltd.

Researcher, Analyst of Financial Research Center of Nomura Securities Co., Ltd.

Analyst of Nomura Securities International, Inc. (Nomura Americas)

Head Researcher, Senior Analyst of Financial & Economic Research Center of Nomura Securities Co., Ltd.

Assistant Professor, Department of International Business Management, Faculty of Business Management, Meijo University

Associated Professor, Department of International Business Management, Faculty of Business Management, Meijo University

Professor, Department of International Business Management, Faculty of Business Management, Meijo University

Associated Professor, Faculty of Economics, Kyushu University

Director (Audit and Supervisory Committee Member) of AIFUL CORPORATION

Professor, Faculty of Economics, Kyushu University (Current)

Director (Audit and Supervisory Committee Member) of Muninova Holdings Inc. (Current)

Corporate Auditor of AIFUL CORPORATION (Current)